/*
Theme Name: Michaels & Co
Author: Peacehaven Tech Services
Description: Block theme for Michaels & Co Estate Planning. Colours and fonts in theme.json; section layouts below, applied to core blocks by class name.
Version: 1.0
Requires at least: 6.5
Requires PHP: 8.0
License: GNU General Public License v2 or later
Text Domain: michaels
*/

/* Ported from the approved mock-up (home_v4). Every rule targets a class set on a core block,
   so the words stay editable. Grid containers zero their children's margins because WordPress
   adds a 16px gap between stacked blocks. */

:root { --r: 18px; --measure: 65ch; color-scheme: light; }
body { margin: 0; }
h1, h2, h3 { text-wrap: balance; }
img { max-width: 100%; height: auto; display: block; }
a:focus-visible, button:focus-visible, summary:focus-visible, input:focus-visible, textarea:focus-visible { outline: 3px solid var(--wp--preset--color--tan); outline-offset: 3px; border-radius: 6px; }

/* No gaps between header, page and footer, or between page sections */
body .wp-site-blocks > * { margin-block: 0; }
body .entry-content > * { margin-block: 0; }
body .wp-block-image { margin: 0; }

.kicker { display: block; font-size: 13px; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; color: var(--wp--preset--color--tan-text); }
.navy .kicker, .hero .kicker, .visit .kicker { color: var(--wp--preset--color--tan); }

.section { padding-block: 88px; }
.navy { background: var(--wp--preset--color--navy); color: #fff; }
.navy h2, .navy h3 { color: #fff; }
.grey { background: var(--wp--preset--color--grey); }

/* Buttons: a 2px border on every button so filled and outline buttons are the same height */
body .wp-block-button__link { border: 2px solid transparent; padding: 12px 24px; white-space: nowrap; transition: background .2s, color .2s, transform .2s; }
body .wp-block-button__link:hover { transform: translateY(-1px); }
body .is-style-navy .wp-block-button__link { background: var(--wp--preset--color--navy); color: #fff; }
body .is-style-navy .wp-block-button__link:hover { background: var(--wp--preset--color--navy-2); color: #fff; }
body .is-style-outline .wp-block-button__link { background: transparent; border-color: rgba(255,255,255,.6); color: #fff; padding: 12px 24px; }
body .is-style-outline .wp-block-button__link:hover { background: #fff; color: var(--wp--preset--color--navy); }
.wp-block-buttons { gap: 12px; }

.more { font-weight: 700; font-size: 16px; color: var(--wp--preset--color--navy); }
.more a::after { content: "\00a0\2192"; } /* non-breaking space keeps the arrow with the last word */

/* Section heading: heading left, intro right on wide screens */
body .sec-head { display: grid; grid-template-columns: minmax(0,1.2fr) minmax(0,1fr); gap: 16px 56px; align-items: end; }
body .sec-head > * { margin: 0; }
body .sec-head .kicker { grid-column: 1 / -1; margin-bottom: -4px; }
.sec-head h2 { font-size: clamp(30px, 3.6vw, 44px); }
.sec-head p:not(.kicker) { color: var(--wp--preset--color--muted); font-size: 19px; max-width: var(--measure); }
.navy .sec-head p:not(.kicker) { color: var(--wp--preset--color--navy-ink); }
body .section > .sec-head + * { margin-top: 44px; }
@media (max-width: 860px) { body .sec-head { grid-template-columns: minmax(0,1fr); gap: 14px; } }

/* ---------- Header ---------- */
.site-header { background: #fff; border-bottom: 1px solid var(--wp--preset--color--line); }
body .site-header .nav { gap: 24px; padding-block: 18px; align-items: center; }
.site-header .logo img { height: 44px; width: auto; }
.site-header .wp-block-navigation { font-weight: 500; font-size: 16px; color: var(--wp--preset--color--ink); }
.site-header .wp-block-navigation__container { gap: 28px; }
.site-header .wp-block-navigation-item__content { white-space: nowrap; }
.site-header .wp-block-navigation-item__content:hover { color: var(--wp--preset--color--tan-text); }
body .site-header .nav-cta { margin-left: auto; }
/* Service dropdowns (desktop): open on click, white panel under the link */
.site-header .wp-block-navigation-submenu__toggle { font-weight: 500; font-size: 16px; color: var(--wp--preset--color--ink); padding: 10px 0; }
.site-header .wp-block-navigation__submenu-icon { margin-left: 4px; }
.site-header .wp-block-navigation:not(.has-background) .wp-block-navigation__submenu-container { background: #fff; border: 1px solid var(--wp--preset--color--line); border-radius: 14px; box-shadow: 0 18px 40px rgba(28,35,64,.14); padding: 10px; min-width: 290px; top: calc(100% + 4px); }
.site-header .wp-block-navigation__submenu-container .wp-block-navigation-item__content { display: block; padding: 10px 14px; border-radius: 8px; font-size: 15.5px; }
.site-header .wp-block-navigation__submenu-container .wp-block-navigation-item__content:hover { background: var(--wp--preset--color--grey); color: var(--wp--preset--color--navy); }
body .site-header .nav-cta .wp-block-button__link { padding: 9px 18px; font-size: 15px; }
.site-header .wp-block-navigation__responsive-container-open svg { width: 30px; height: 30px; fill: var(--wp--preset--color--navy); }
/* Core shows the burger only below 600px. The six links need 1180px, so collapse earlier. */
@media (max-width: 1180px) {
  .site-header .wp-block-navigation { order: 3; }
  .site-header .wp-block-navigation__responsive-container-open:not(.always-shown) { display: flex; }
  .site-header .wp-block-navigation__responsive-container:not(.hidden-by-default):not(.is-menu-open) { display: none; }
}
/* The open menu: navy panel, links left-aligned in the display font */
.site-header .wp-block-navigation:not(.has-background) .wp-block-navigation__responsive-container.is-menu-open { background: var(--wp--preset--color--navy); color: #fff; padding: 24px max(20px, env(safe-area-inset-left, 0px)); }
.site-header .is-menu-open .wp-block-navigation__responsive-container-close svg { fill: #fff; width: 30px; height: 30px; }
.site-header .is-menu-open { --navigation-layout-justification-setting: flex-start; --navigation-layout-justify: flex-start; }
.site-header .is-menu-open .wp-block-navigation__responsive-container-content { align-items: stretch; padding-top: 48px; }
body .site-header .is-menu-open .wp-block-navigation__container { align-items: stretch; width: 100%; gap: 6px; }
body .site-header .is-menu-open .wp-block-navigation-item { align-items: flex-start; text-align: left; }
.site-header .is-menu-open .wp-block-navigation-item { width: 100%; border-bottom: 1px solid rgba(255,255,255,.14); }
.site-header .is-menu-open .wp-block-navigation-item__content { display: block; width: 100%; padding: 14px 0; font-family: var(--wp--preset--font-family--display); font-size: 26px; color: #fff; }
.site-header .is-menu-open .wp-block-navigation-item__content:hover { color: var(--wp--preset--color--tan); }
/* In the phone menu the service lists sit open under their heading, in smaller body text */
.site-header .is-menu-open .wp-block-navigation-submenu__toggle { display: block; width: 100%; padding: 14px 0 6px; text-align: left; font-family: var(--wp--preset--font-family--display); font-size: 26px; color: #fff; }
.site-header .is-menu-open .wp-block-navigation__submenu-icon { display: none; }
body .site-header .is-menu-open .wp-block-navigation__submenu-container { padding: 0 0 10px 0; gap: 0; }
body .site-header .is-menu-open .wp-block-navigation__submenu-container .wp-block-navigation-item { border-bottom: 0; }
body .site-header .is-menu-open .wp-block-navigation__submenu-container .wp-block-navigation-item__content { font-family: var(--wp--preset--font-family--body); font-size: 17px; padding: 9px 0 9px 2px; color: var(--wp--preset--color--navy-ink); }
@media (max-width: 600px) {
  body .site-header .nav-cta { display: none; }
  .site-header .logo img { height: 36px; }
}

/* ---------- Hero ---------- */
.hero { background: var(--wp--preset--color--navy); color: #fff; padding-block: 64px 72px; }
body .hero-grid { display: grid; grid-template-columns: minmax(0,1fr) minmax(0,1.1fr); gap: 56px; margin: 0; }
body .hero-grid > .wp-block-column { align-self: center; margin: 0; }
.hero h1 { color: #fff; font-size: clamp(36px, 4.6vw, 60px); }
.hero h1 em { font-style: italic; color: var(--wp--preset--color--tan); }
body .hero-copy > h1 { margin-top: 12px; }
body .hero .lead { margin-top: 20px; color: var(--wp--preset--color--navy-ink); font-size: clamp(18px, 1.5vw, 20px); max-width: 34em; }
body .hero .btns { margin-top: 30px; }
body .hero .rating { margin-top: 26px; font-size: 16px; color: var(--wp--preset--color--navy-ink); }
.rating .stars { color: #f0b429; letter-spacing: 2px; }
.rating strong { color: #fff; }
.rating u { text-underline-offset: 3px; }
.hero .photo { border-radius: var(--r); overflow: hidden; aspect-ratio: 3/2; box-shadow: 0 24px 60px rgba(0,0,0,.35); }
.hero .photo img { width: 100%; height: 100%; object-fit: cover; }
@media (max-width: 860px) {
  body .hero-grid { grid-template-columns: minmax(0,1fr); gap: 36px; }
  .hero { padding-block: 44px 52px; }
}
@media (max-width: 520px) {
  .hero .btns .wp-block-button { flex: 1 1 100%; }
  .hero .btns .wp-block-button__link { width: 100%; }
}

/* ---------- Trust strip ---------- */
.trust { background: var(--wp--preset--color--navy-2); }
body .trust-row { display: grid; grid-template-columns: repeat(4, minmax(0,1fr)); }
body .trust-row > .t { margin: 0; padding: 26px 28px; border-left: 1px solid rgba(255,255,255,.14); font-size: 16px; line-height: 1.4; color: var(--wp--preset--color--navy-ink); }
body .trust-row > .t:first-child { border-left: 0; padding-left: 0; }
.t strong { display: block; margin-bottom: 8px; font-family: var(--wp--preset--font-family--display); font-weight: 500; font-size: clamp(32px, 3vw, 42px); line-height: 1; color: var(--wp--preset--color--tan); }
@media (max-width: 640px) {
  body .trust-row { grid-template-columns: repeat(2, minmax(0,1fr)); }
  body .trust-row > .t { padding: 22px 18px; }
  body .trust-row > .t:nth-child(odd) { border-left: 0; padding-left: 0; }
  body .trust-row > .t:nth-child(n+3) { border-top: 1px solid rgba(255,255,255,.14); }
}

/* ---------- Why plan: six risks ---------- */
body .risks { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 28px 36px; }
body .risks > * { margin: 0; }
.risk { border-top: 2px solid var(--wp--preset--color--tan); padding-top: 16px; }
.risk h3 { font-size: 22px; }
body .risk > p { margin-top: 8px; color: var(--wp--preset--color--muted); font-size: 16.5px; }
@media (max-width: 980px) { body .risks { grid-template-columns: repeat(2, minmax(0,1fr)); } }
@media (max-width: 560px) { body .risks { grid-template-columns: minmax(0,1fr); } }
body .section > .risk-cta { margin-top: 40px; gap: 14px 24px; padding: 24px 28px; border-radius: var(--r); background: var(--wp--preset--color--grey); align-items: center; }
body .risk-cta > * { margin: 0; }
.risk-cta > p { flex: 1 1 320px; font-family: var(--wp--preset--font-family--display); font-size: clamp(20px, 2vw, 24px); color: var(--wp--preset--color--navy); }

/* ---------- Services ---------- */
/* Two equal headline services (family protection and inheritance tax), side by side */
body .features { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 20px; margin-bottom: 0; }
body .features > .feature-txt { position: relative; margin: 0; border-radius: var(--r); background: var(--wp--preset--color--navy); color: #fff; padding: 40px 44px; display: flex; flex-direction: column; gap: 14px; }
body .feature-txt > * { margin: 0; }
.features h3 { color: #fff; font-size: clamp(26px, 2.4vw, 34px); }
.features h3 a { color: inherit; text-decoration: none; }
.feature-txt p:not(.more) { color: var(--wp--preset--color--navy-ink); }
body .feature-txt > .more { color: #fff; margin-top: auto; padding-top: 6px; }
.feature-txt .more a::before, .card .more a::before { content: ""; position: absolute; inset: 0; }
@media (max-width: 1000px) { body .features > .feature-txt { padding: 32px 28px; } }
@media (max-width: 760px) {
  body .features { grid-template-columns: minmax(0,1fr); }
  body .features > .feature-txt { padding: 28px 24px; }
}
/* The "not sure where to start" card stands out from the service cards */
body .cards .card-start { background: rgba(191,172,131,.18); border-color: var(--wp--preset--color--tan); }

body .section > .cards { margin-top: 22px; }
/* Eight cards: 4 across, then 2, then 1, so no row is left with a single card */
body .cards { display: grid; grid-template-columns: repeat(4, minmax(0,1fr)); gap: 20px; }
body .cards > * { margin: 0; }
@media (max-width: 1100px) { body .cards { grid-template-columns: repeat(2, minmax(0,1fr)); } }
@media (max-width: 520px) { body .cards { grid-template-columns: minmax(0,1fr); } }
body .card { position: relative; background: #fff; border: 1px solid transparent; border-radius: var(--r); padding: 26px 24px; display: flex; flex-direction: column; gap: 10px; transition: border-color .2s, box-shadow .2s, transform .2s; }
body .card > * { margin: 0; }
.card:hover { border-color: var(--wp--preset--color--tan); box-shadow: 0 14px 34px rgba(28,35,64,.1); transform: translateY(-2px); }
.card h3 { font-size: 22px; }
.card p:not(.more) { color: var(--wp--preset--color--muted); font-size: 16.5px; }
body .card > .more { margin-top: auto; padding-top: 6px; }
.card::before { content: ""; width: 48px; height: 48px; margin-bottom: 6px; border-radius: 12px; background: rgba(191,172,131,.22) center / 26px no-repeat; }
.ico-shield::before { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231c2340' stroke-width='1.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M12 3l7 3v5c0 5-3 8.5-7 10-4-1.5-7-5-7-10V6z'/%3E%3Cpath d='M9 12l2 2 4-4'/%3E%3C/svg%3E"); }
.ico-will::before { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231c2340' stroke-width='1.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M7 3h7l4 4v14H7z'/%3E%3Cpath d='M14 3v4h4M10 12h5M10 16h5'/%3E%3C/svg%3E"); }
.ico-care::before { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231c2340' stroke-width='1.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M4 11l8-7 8 7'/%3E%3Cpath d='M6 10v10h12V10'/%3E%3Cpath d='M12 17s-3-1.8-3-3.6A1.6 1.6 0 0112 13a1.6 1.6 0 013 1.4c0 1.8-3 2.6-3 2.6z'/%3E%3C/svg%3E"); }
.ico-lpa::before { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231c2340' stroke-width='1.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Ccircle cx='9' cy='8' r='3'/%3E%3Cpath d='M3 20c0-3.3 2.7-6 6-6s6 2.7 6 6'/%3E%3Cpath d='M16 11l2 2 4-4'/%3E%3C/svg%3E"); }
.ico-probate::before { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231c2340' stroke-width='1.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Crect x='4' y='5' width='16' height='15' rx='2'/%3E%3Cpath d='M4 9h16M8 3v4M16 3v4M8 14h8'/%3E%3C/svg%3E"); }
.ico-disability::before { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231c2340' stroke-width='1.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M12 20s-7-4.4-7-9.5A3.8 3.8 0 0112 8a3.8 3.8 0 017 2.5C19 15.6 12 20 12 20z'/%3E%3Cpath d='M3 20h4M17 20h4'/%3E%3C/svg%3E"); }
.ico-variation::before { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231c2340' stroke-width='1.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 21V12a4 4 0 014-4h8'/%3E%3Cpath d='M15 5l3 3-3 3'/%3E%3Cpath d='M6 12c0-3-2-5-3-6'/%3E%3C/svg%3E"); }
.ico-tax::before { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231c2340' stroke-width='1.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 3h12v18l-3-2-3 2-3-2-3 2z'/%3E%3Cpath d='M14 8.5a2 2 0 00-3.5 1.3V15M9.5 12h3.5M9.5 15H15'/%3E%3C/svg%3E"); }
.ico-business::before { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231c2340' stroke-width='1.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Crect x='3' y='7' width='18' height='13' rx='2'/%3E%3Cpath d='M9 7V5a1 1 0 011-1h4a1 1 0 011 1v2M3 13h18'/%3E%3C/svg%3E"); }

body .section > .chips { margin-top: 24px; display: flex; flex-wrap: wrap; gap: 10px; align-items: center; color: var(--wp--preset--color--muted); font-size: 16px; }
.chips a { border: 1.5px solid var(--wp--preset--color--line); border-radius: 999px; padding: 8px 16px; font-weight: 600; color: var(--wp--preset--color--navy); }
.chips a:hover { border-color: var(--wp--preset--color--tan); }

/* ---------- Steps ---------- */
body .steps { display: flex; flex-wrap: wrap; gap: 28px; }
body .steps > * { margin: 0; flex-grow: 1; flex-basis: calc((640px - 100%) * 999); }
.step { border-top: 2px solid var(--wp--preset--color--tan); padding-top: 22px; }
body .step > * { margin: 0; }
.step .n { font-family: var(--wp--preset--font-family--display); font-size: 44px; line-height: 1; color: var(--wp--preset--color--tan); margin-bottom: 12px; }
body .step > h3 { font-size: 24px; margin-top: 12px; }
body .step > p:not(.n) { margin-top: 8px; color: var(--wp--preset--color--navy-ink); font-size: 17px; }
body .section > .cta-row { margin-top: 40px; }

/* ---------- Why choose us ---------- */
body .why { display: grid; grid-template-columns: minmax(0,2fr) minmax(0,3fr); gap: 64px; margin: 0; }
body .why > .wp-block-column { align-self: center; margin: 0; }
.why-photo img { width: 100%; aspect-ratio: 4/5; object-fit: cover; object-position: 50% 25%; border-radius: var(--r); }
.why-photo figcaption { margin: 14px 0 0; text-align: left; font-size: 15.5px; color: var(--wp--preset--color--muted); }
.why-photo figcaption strong { display: block; font-family: var(--wp--preset--font-family--display); font-weight: 500; font-size: 21px; color: var(--wp--preset--color--navy); }
.why-copy h2 { font-size: clamp(30px, 3.6vw, 44px); }
body .why-copy > h2 { margin-top: 12px; }
body .why-copy > .lead { margin-top: 16px; color: var(--wp--preset--color--muted); font-size: 19px; max-width: var(--measure); }
body .why-copy > .reasons { margin-top: 32px; }
body .reasons { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 24px 32px; }
body .reasons > * { margin: 0; border-top: 2px solid var(--wp--preset--color--tan); padding-top: 14px; }
.reasons h3 { font-family: var(--wp--preset--font-family--body); font-weight: 700; font-size: 18px; letter-spacing: 0; }
body .reasons > * > p { margin-top: 6px; color: var(--wp--preset--color--muted); font-size: 16.5px; }
/* The "at work" photo is wider than the portrait, so keep Mike in frame when it is cropped */
.why-photo .at-work img { object-position: 62% 60%; }
@media (max-width: 900px) {
  /* A working shot needs room to read, so it stays a wide photo instead of the small portrait thumbnail */
  body .why-photo figure.at-work { display: block; max-width: 560px; }
  body .why-photo .at-work img { aspect-ratio: 4/3; object-position: 60% 70%; }
  body .why-photo .at-work figcaption { margin-top: 12px; }
}
body .why-copy > .regulation { margin-top: 24px; font-size: 15px; color: var(--wp--preset--color--muted); }
body .side > .checked { margin-top: 20px; font-size: 14px; color: var(--wp--preset--color--muted); }
.side .checked a { text-decoration: underline; text-underline-offset: 3px; }
@media (max-width: 900px) {
  body .why { grid-template-columns: minmax(0,1fr); gap: 28px; }
  .why-photo figure { display: grid; grid-template-columns: 120px minmax(0,1fr); gap: 18px; align-items: center; }
  .why-photo img { aspect-ratio: 1/1; object-position: 50% 22%; }
  .why-photo figcaption { margin-top: 0; }
}
@media (max-width: 520px) { body .reasons { grid-template-columns: minmax(0,1fr); } }

/* ---------- Reviews ---------- */
body .quotes { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 20px; }
body .quotes > * { margin: 0; }
body .quotes > .lead-q { grid-row: span 2; }
body .q { background: #fff; border-radius: var(--r); padding: 30px; display: flex; flex-direction: column; gap: 16px; }
body .q > * { margin: 0; }
/* Darker gold so the stars reach 3:1 on white (WCAG 1.4.11); the navy card keeps the brighter gold */
.q .st { color: #a46c00; letter-spacing: 3px; }
.q.lead-q .st { color: #f0b429; }
.q .quote { font-size: 18px; }
body .q > .by { margin-top: auto; font-weight: 700; font-size: 15.5px; color: var(--wp--preset--color--navy); }
.q .by span { display: block; font-weight: 400; color: var(--wp--preset--color--muted); font-size: 14px; }
body .q.lead-q { background: var(--wp--preset--color--navy); justify-content: center; padding: 40px; }
body .q.lead-q > .by { margin-top: 6px; color: #fff; }
.q.lead-q .by span { color: var(--wp--preset--color--navy-ink); }
.q.lead-q .quote { font-family: var(--wp--preset--font-family--display); font-size: clamp(22px, 2.4vw, 31px); line-height: 1.3; color: #fff; }
body .section > .allrev { margin-top: 26px; font-weight: 700; color: var(--wp--preset--color--navy); }
.allrev u { text-underline-offset: 4px; }
@media (max-width: 980px) { body .q { padding: 24px; } }
@media (max-width: 700px) { body .quotes { grid-template-columns: minmax(0,1fr); } body .quotes > .lead-q { grid-row: auto; padding: 28px; } }

/* ---------- We come to you ---------- */
body .visit { display: grid; grid-template-columns: minmax(0,1fr) minmax(0,1fr); gap: 0; border-radius: var(--r); overflow: hidden; background: var(--wp--preset--color--navy); color: #fff; margin: 0; }
body .visit > .wp-block-column { margin: 0; }
.visit-img .wp-block-image, .visit-img img { height: 100%; }
.visit-img img { width: 100%; object-fit: cover; object-position: 70% 50%; }
body .visit-txt { padding: 48px; display: flex; flex-direction: column; justify-content: center; gap: 16px; }
body .visit-txt > * { margin: 0; }
.visit h2 { color: #fff; font-size: clamp(28px, 3.2vw, 40px); }
.visit-txt p:not(.kicker) { color: var(--wp--preset--color--navy-ink); font-size: 18.5px; }
body .visit-txt > .wp-block-buttons { margin-top: 6px; }
@media (max-width: 760px) {
  body .visit { grid-template-columns: minmax(0,1fr); }
  .visit-img img { aspect-ratio: 3/2; height: auto; }
  body .visit-txt { padding: 30px 24px; }
}
body .section > .offers { margin-top: 20px; }
body .offers { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 20px; }
body .offers > * { margin: 0; }
body .offer { position: relative; border: 1px solid var(--wp--preset--color--line); border-radius: var(--r); padding: 26px 94px 26px 28px; transition: border-color .2s; }
.offer:hover { border-color: var(--wp--preset--color--tan); }
.offer h3 { font-size: 23px; }
body .offer > p { margin-top: 4px; color: var(--wp--preset--color--muted); font-size: 16.5px; }
.offer h3 a::before { content: ""; position: absolute; inset: 0; }
.offer::after { content: "\2192"; position: absolute; right: 28px; top: 50%; transform: translateY(-50%); width: 46px; height: 46px; border-radius: 50%; background: var(--wp--preset--color--tan); display: flex; align-items: center; justify-content: center; font-size: 20px; color: var(--wp--preset--color--navy); }
@media (max-width: 600px) { body .offers { grid-template-columns: minmax(0,1fr); } }

/* ---------- FAQ ---------- */
body .faqgrid { display: grid; grid-template-columns: minmax(0,1fr) minmax(0,1.7fr); gap: 64px; margin: 0; }
body .faqgrid > .wp-block-column { margin: 0; }
body .faqgrid > .side { position: sticky; top: 24px; align-self: start; }
.faqgrid h2 { font-size: clamp(30px, 3.6vw, 44px); }
body .side > h2 { margin-top: 12px; }
body .side > p:not(.kicker) { margin-top: 14px; color: var(--wp--preset--color--muted); }
body .side > .wp-block-buttons { margin-top: 24px; }
body .faq > details { margin: 0; border-bottom: 1px solid var(--wp--preset--color--line); }
body .faq > details:first-child { border-top: 1px solid var(--wp--preset--color--line); }
.faq summary { list-style: none; cursor: pointer; padding: 22px 48px 22px 0; font-family: var(--wp--preset--font-family--display); font-weight: 500; font-size: clamp(20px, 1.9vw, 23px); line-height: 1.3; color: var(--wp--preset--color--navy); position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 4px; top: 18px; font-family: var(--wp--preset--font-family--body); font-size: 28px; color: var(--wp--preset--color--tan-text); transition: transform .2s; }
.faq details[open] summary::after { transform: rotate(45deg); }
body .faq details > p { margin: 0; padding: 0 0 22px; max-width: var(--measure); color: var(--wp--preset--color--muted); }
@media (max-width: 900px) {
  body .faqgrid { grid-template-columns: minmax(0,1fr); gap: 28px; }
  body .faqgrid > .side { position: static; }
}

/* ---------- Service pages ---------- */
/* Breadcrumb (Rank Math) at the top of the hero */
body .hero > .wp-block-shortcode, .hero .rank-math-breadcrumb { margin: 0 0 22px; font-size: 14.5px; color: var(--wp--preset--color--navy-ink); }
.hero .rank-math-breadcrumb p { margin: 0; }
.hero .rank-math-breadcrumb a { color: #fff; text-decoration: underline; text-underline-offset: 3px; }
.hero .rank-math-breadcrumb .separator { margin: 0 8px; color: var(--wp--preset--color--tan); }

/* How it works: facts on the left, allowance chart on the right */
body .allow-grid { display: grid; grid-template-columns: minmax(0,1.1fr) minmax(0,1fr); gap: 56px; margin: 0; }
body .allow-grid > .wp-block-column { margin: 0; align-self: start; }
body .facts { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 28px 32px; }
body .facts > * { margin: 0; }
.fact { border-top: 2px solid var(--wp--preset--color--tan); padding-top: 14px; }
.fact h3 { font-size: 23px; }
body .fact > p { margin-top: 8px; color: var(--wp--preset--color--muted); font-size: 16.5px; }
body .chart { background: var(--wp--preset--color--navy); color: #fff; border-radius: var(--r); padding: 30px; }
body .chart > * { margin: 0; }
.chart-title { font-family: var(--wp--preset--font-family--display); font-size: 22px; margin-bottom: 18px !important; }
body .chart > .bar { display: flex; justify-content: space-between; gap: 12px; align-items: center; padding: 12px 16px; border-radius: 10px; margin-top: 8px; font-size: 16px; }
.bar strong { font-family: var(--wp--preset--font-family--display); font-weight: 500; font-size: 19px; white-space: nowrap; }
.b-nrb { background: var(--wp--preset--color--navy-2); }
.b-rnrb { background: rgba(191,172,131,.22); }
body .chart > .b-total { background: var(--wp--preset--color--tan); color: var(--wp--preset--color--navy); margin-top: 14px; font-weight: 700; }
.b-total strong { font-size: 24px; }
body .chart > .chart-note { margin-top: 16px; font-size: 14.5px; color: var(--wp--preset--color--navy-ink); }
@media (max-width: 900px) { body .allow-grid { grid-template-columns: minmax(0,1fr); gap: 36px; } }
@media (max-width: 560px) { body .facts { grid-template-columns: minmax(0,1fr); } }

/* Worked example */
body .example { display: grid; grid-template-columns: minmax(0,1.2fr) minmax(0,1fr); gap: 56px; margin: 0; }
body .example > .wp-block-column { margin: 0; align-self: center; }
.example h2 { font-size: clamp(28px, 3.2vw, 40px); }
body .example-text > h2 { margin-top: 12px; }
body .example-text > p:not(.kicker) { margin-top: 16px; font-size: 18.5px; max-width: var(--measure); }
body .example-text > .small-print { font-size: 15px; color: var(--wp--preset--color--muted); }
body .calc { background: #fff; border-radius: var(--r); padding: 26px 28px; box-shadow: 0 14px 34px rgba(28,35,64,.08); }
body .calc > * { margin: 0; }
body .calc > .calc-row { display: flex; justify-content: space-between; gap: 12px; padding: 12px 0; border-bottom: 1px solid var(--wp--preset--color--line); font-size: 17px; }
.calc-row strong { font-family: var(--wp--preset--font-family--display); font-weight: 500; font-size: 20px; color: var(--wp--preset--color--navy); white-space: nowrap; }
.calc-row.minus strong { color: var(--wp--preset--color--muted); }
body .calc > .calc-row.bill { border-bottom: 0; font-weight: 700; }
.calc-row.bill strong { color: #a03a2c; font-size: 24px; }
body .calc > .calc-row.after { margin-top: 6px; background: var(--wp--preset--color--navy); color: #fff; border-radius: 10px; padding: 14px 16px; border-bottom: 0; font-weight: 700; }
.calc-row.after strong { color: var(--wp--preset--color--tan); font-size: 26px; }
@media (max-width: 860px) { body .example { grid-template-columns: minmax(0,1fr); gap: 32px; } }

/* A related-service link at the end of a card's text sits on its own line, styled as a link */
.risk p a { display: flex; align-items: center; min-height: 44px; width: fit-content; margin-top: 2px; font-weight: 700; color: var(--wp--preset--color--navy); }
.risk p a::after { content: " \2192"; }
.risk p a:hover { color: var(--wp--preset--color--tan-text); }
/* Show which page you're on in the menu (NN/g menu guideline 5) */
.site-header .wp-block-navigation-item__content[aria-current="page"] { color: var(--wp--preset--color--navy); font-weight: 700; box-shadow: inset 0 -2px 0 var(--wp--preset--color--tan); }

/* "What's changing": two dated changes in the steps layout */
.navy .step .n { font-size: 30px; }
/* Single featured review under "Who you'll be talking to" */
body .section > .one-q { margin-top: 40px; max-width: 900px; }
.one-q .by a { color: var(--wp--preset--color--tan); text-decoration: underline; text-underline-offset: 3px; }

/* ---------- Contact ---------- */
body .contact-grid { display: grid; grid-template-columns: minmax(0,1fr) minmax(0,1fr); gap: 64px; margin: 0; }
body .contact-grid > .wp-block-column { align-self: center; margin: 0; }
.contact h2 { font-size: clamp(30px, 3.6vw, 46px); }
body .contact-grid h2 { margin-top: 12px; }
body .contact-grid .wpforms-confirmation-container-full { background: var(--wp--preset--color--grey); border: 0; border-left: 4px solid var(--wp--preset--color--tan); border-radius: 12px; padding: 20px 22px; margin: 0; }
body .contact-grid .wpforms-confirmation-container-full p { margin: 0; color: var(--wp--preset--color--navy); font-size: 18px; font-weight: 600; }
body .contact-grid > .wp-block-column:not(.form-col) > p:not(.kicker):not(.phone) { margin-top: 16px; color: var(--wp--preset--color--navy-ink); font-size: 19px; }
body .contact-grid .phone { margin-top: 22px; font-family: var(--wp--preset--font-family--display); font-size: clamp(28px, 3vw, 38px); color: var(--wp--preset--color--tan); }
@media (max-width: 860px) { body .contact-grid { grid-template-columns: minmax(0,1fr); gap: 32px; } }
/* WPForms Lite form inside a white card. WPForms' modern styles read these variables. */
body .contact-grid > .form-col { background: #fff; color: var(--wp--preset--color--ink); border-radius: var(--r); padding: 32px; }
.form-col .wpforms-container {
  --wpforms-field-border-radius: 12px; --wpforms-field-border-size: 1.5px; --wpforms-field-border-color: #d6d0d6;
  --wpforms-field-text-color: var(--wp--preset--color--ink); --wpforms-field-size-font-size: 17px; --wpforms-field-size-input-height: 50px; --wpforms-field-size-input-spacing: 7px;
  --wpforms-label-color: var(--wp--preset--color--navy); --wpforms-label-size-font-size: 15.5px; --wpforms-label-size-line-height: 1.3; --wpforms-label-size-sublabel-font-size: 14px;
  --wpforms-button-background-color: var(--wp--preset--color--tan); --wpforms-button-text-color: var(--wp--preset--color--navy); --wpforms-button-border-radius: 999px;
  --wpforms-button-size-height: 52px; --wpforms-button-size-font-size: 16.5px;
}
body .form-col div.wpforms-container-full:not(:empty) { margin: 0; padding: 0; }
body .form-col .wpforms-container .wpforms-field-label { font-weight: 600; }
body .form-col .wpforms-container .wpforms-field { padding: 0 0 16px; }
body .form-col .wpforms-container .wpforms-field input:focus, body .form-col .wpforms-container .wpforms-field textarea:focus { border-color: var(--wp--preset--color--navy); box-shadow: 0 0 0 3px rgba(191,172,131,.45); }
body .form-col .wpforms-container textarea.wpforms-field-small { height: 96px; }
body .form-col .wpforms-container .wpforms-submit-container { padding-top: 4px; }
body .form-col .wpforms-container button.wpforms-submit { width: 100%; font-family: var(--wp--preset--font-family--body); font-weight: 700; }
body .form-col .wpforms-container button.wpforms-submit:hover { background: var(--wp--preset--color--tan-hi); }
body .form-col > .form-note { margin-top: 14px; text-align: center; color: var(--wp--preset--color--muted); font-size: 14px; }
.form-note a { color: var(--wp--preset--color--navy); text-decoration: underline; text-underline-offset: 3px; }

/* ---------- Footer ---------- */
.site-footer { background: var(--wp--preset--color--grey); font-size: 15.5px; color: var(--wp--preset--color--muted); }
body .foot-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 40px; padding-block: 52px 28px; margin: 0; }
body .foot-grid > .wp-block-column { margin: 0; }
.foot-grid .logo img { height: 40px; width: auto; }
body .foot-grid .logo { margin-bottom: 16px; }
.foot-grid h4 { font-family: var(--wp--preset--font-family--body); color: var(--wp--preset--color--navy); font-size: 14px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; }
body .foot-grid h4 + p { margin-top: 12px; }
body .foot-grid p + h4 { margin-top: 28px; }
.foot-grid a:hover { color: var(--wp--preset--color--navy); }
body .site-footer > .legal { margin: 0; border-top: 1px solid var(--wp--preset--color--line); padding-block: 18px 32px; display: flex; flex-wrap: wrap; gap: 6px 22px; font-size: 14px; }
body .site-footer > .company { margin-top: 0; margin-bottom: 0; padding-bottom: 32px; font-size: 13.5px; }
@media (max-width: 760px) { body .foot-grid { grid-template-columns: minmax(0,1fr) minmax(0,1fr); } body .foot-grid > :first-child { grid-column: 1 / -1; } }
@media (max-width: 420px) { body .foot-grid { grid-template-columns: minmax(0,1fr); } }

/* Tap targets at least 44 x 44 px (WCAG 2.5.5) */
.site-header .logo a, .foot-grid .logo a { display: inline-flex; align-items: center; min-height: 44px; }
.site-header .wp-block-navigation__responsive-container-open, .site-header .wp-block-navigation__responsive-container-close { min-width: 44px; min-height: 44px; justify-content: center; align-items: center; }
.chips a { display: inline-flex; align-items: center; min-height: 44px; }
.site-footer .legal span { display: inline-flex; align-items: center; min-height: 44px; }
.site-footer .legal a { display: inline-flex; align-items: center; justify-content: center; min-height: 44px; min-width: 44px; }
body .site-footer > .legal { padding-block: 6px 26px; gap: 0 22px; }

/* ---------- Phone call bar ---------- */
body .mbar { display: none; }
@media (max-width: 600px) {
  body { font-size: 17.5px; }
  /* room under the footer for the fixed call bar */
  body .site-footer { padding-bottom: 72px; }
  .section { padding-block: 60px; }
  body .mbar { display: flex; position: fixed; left: 0; right: 0; bottom: 0; z-index: 50; margin: 0; padding: 10px 12px calc(10px + env(safe-area-inset-bottom, 0px)); background: var(--wp--preset--color--navy); }
  .mbar .wp-block-buttons { flex: 1; flex-wrap: nowrap; gap: 10px; }
  .mbar .wp-block-button { flex: 1; }
  .mbar .wp-block-button__link { width: 100%; padding: 11px; min-height: 46px; }
  .mbar .is-style-outline .wp-block-button__link { border-color: rgba(255,255,255,.45); }
}